PCMSwitcher — Brokerage Migration Assistant

Helps retail investors move holdings and auto-invest plans between brokers

Problem

When users face face-scan verification on X or lose trust in a platform, they want to switch, but retail investors have no idea how to migrate holdings across accounts, handle tax costs, rebuild auto-invest plans, or preserve history. The community shows both complaints about X's de-anonymization and a post giving multiple AI models their own USDC to trade, highlighting friction around "switching or trying new platforms."

Solution

A desktop/mobile tool that takes current platform and asset list, then generates a migration checklist, slippage and tax impact estimate, auto-invest plan rebuild script, and a printable migration log for records. It never touches private keys—only planning and documentation.

Users

Retail investors using 2+ brokers/exchanges, young people starting long-term auto-investing

MVP

Import brokerage CSV holdings; select target platform; generate migration steps and timeline; estimate fees and tax impact; export auto-invest templates and migration log PDF

Revenue

Free base tier, subscription for deep tax/multi-account reports ($5-10/mo); affiliate commissions with compliant brokers/exchanges

Why now

Platform trust and policy shifts are increasing migration intent, but existing tools are single-broker locked. This product only handles data and planning, never funds, so regulatory burden is low—ideal for an indie.