LinkChargeGuard

Fast evidence and dispute support for Stripe Link fraud

Problem

Merchants using Stripe Link face fraud where Link hides the real payment method without shifting liability, leaving them to foot the bill even with Chargeback Protection and 3DS enabled. Currently, merchants scramble to screenshot scattered evidence and struggle with low-success disputes.

Solution

Automatically sync Link-related transactions from Stripe, flag high-risk patterns (multiple rapid charges, same Link account, cross-region), generate dispute-ready evidence packs (timeline, device/IP clues, communication logs), and provide appeal templates with status tracking.

Users

Small e-commerce stores, SaaS subscription merchants, and indie developers using Stripe Link

MVP

Fetch Link transactions and disputes via Stripe API; rule engine to flag suspicious patterns; generate PDF evidence pack; built-in appeal templates; manual tracking of dispute status

Revenue

Pay-per-dispute (e.g., $9.9 per evidence pack) or $19/month subscription with unlimited packs and priority template updates

Why now

Stripe Link adoption is growing but liability rules remain opaque, causing more merchant complaints; indie developers can build an MVP with Stripe API in 2-3 weeks with no major competitor in this niche