Payout KYC Expiry Sentinel

Remind you to renew compliance docs before your payment provider freezes your cash

Problem

A SaaS team processing about €18k/month had a payout frozen for three days because a KYC document expired, right when payroll was due, and all they got was a copy-paste reply and silence. Many teams run all revenue through one provider and nobody watches document expiry. It doesn't break the product, it breaks cash flow.

Solution

A lightweight compliance calendar: record KYC, annual review and tax form expiry dates per payment/bank account, get multi-channel reminders 60/30/7 days ahead with a document checklist and direct links. Plus a 'single provider failure' drill checklist that nudges teams to split payouts.

Users

Cross-border e-commerce and SaaS teams doing $5k-$100k/month through Stripe, PayPal and local providers

MVP

Manual entry of accounts and document expiry dates; email + Slack reminders ahead of expiry; built-in KYC document checklist templates per provider; a payout diversification checklist; ICS calendar export

Revenue

Monthly subscription per account ($9-29); higher tier with document vault and accountant sharing

Why now

Cross-border payout providers are tightening KYC and re-verifying more often, while small teams have no compliance staff; a reminders-plus-checklist tool ships in weeks