Payment KYC expiry sentinel

Monitor KYC and payout risks across Stripe/PayPal accounts before funds get frozen

Problem

A SaaS team's two-year-old payment account suddenly failed a payout, support went silent for three days, and the cause turned out to be an expired KYC document—nearly missing payroll. During the freeze the team was powerless, and the risk of keeping all funds in one account was badly underestimated.

Solution

Connect or manually log KYC expiry dates, payout schedules, and account health across payment platforms, with alerts before expiry and on anomalies. Offers diversification suggestions and a backup-channel checklist.

Users

Small SaaS teams and cross-border sellers relying on Stripe/PayPal

MVP

Manual entry or read of KYC expiry per platform; reminders at 30/14/7 days; payout failure log; multi-platform balance dashboard; backup payment channel checklist

Revenue

Monthly subscription ($9–29/mo), or priced by number of connected accounts

Why now

Cross-border payment compliance is tightening, small teams have little leverage when platforms freeze funds, and a lightweight alert layer meaningfully reduces risk