AI Spend & Account Guard

Stop burning money on AI relay credits and get warned before accounts get banned

Problem

Users burn a 50-yuan top-up at a relay service in an hour and call it unaffordable. Meanwhile a wave of OpenAI bans hits low-price regions, team plans and reverse proxies, with even normal usage reportedly affected — users can't tell which plan is cheaper and don't know if their usage pattern is risky. DeepSeek and others also throw frequent 500s with no fallback ready.

Solution

A lightweight tool that connects API keys and relay accounts, tracks per-model usage and cost, and recommends cheaper combinations of official plans vs relays. Built-in multi-provider health checks alert when a service 500s or rate-limits and suggest fallback models, plus warnings for high-risk patterns like shared reverse proxies.

Users

Individual developers and small teams using multiple LLM APIs, plus relay-service users

MVP

Connect API keys and track usage/cost; compare official plan vs relay pricing; availability probing with alerts; risky-usage warnings; local encrypted key storage

Revenue

Freemium: free for 2 keys, subscription for multi-account dashboards, cost reports and alerts; affiliate revenue from relay/API providers

Why now

AI cost and account bans are frequent community complaints and users are already hunting for cheap plans — a tool removes the decision cost immediately, and monitoring is cheap for an indie to build